Notice of Privacy Practices

This Notice of Privacy Practices describes how Medicare Reviews, operated by Centuries Mutual, may use and disclose your protected health information (PHI) and your rights regarding your PHI. This notice is provided in accordance with the Health Insurance Portability and Accountability Act (HIPAA).

We are committed to protecting your privacy and ensuring the security of your health information. Our platform uses zero-knowledge proof technology to verify Medicare enrollment without accessing or storing your personal health information.

How We Use Your Information

Medicare Reviews uses advanced cryptographic technology to verify Medicare enrollment status without accessing, storing, or transmitting your personal health information. Our zero-knowledge proof system allows us to confirm eligibility without revealing sensitive data.

Permitted Uses and Disclosures

Verification of Medicare Part A and Part B enrollment status
Eligibility determination for our HIPAA-compliant ad network
Platform security and fraud prevention
Compliance with legal requirements

Your Rights

Under HIPAA, you have the following rights regarding your protected health information:

Right to Access: You have the right to request access to your health information
Right to Amendment: You may request corrections to your health information
Right to Accounting: You can request an accounting of disclosures
Right to Restrict Use: You may request restrictions on how we use your information
Right to Confidential Communications: You can request confidential communication methods
Right to File a Complaint: You have the right to file a complaint if you believe your privacy rights have been violated

Privacy Protections

Medicare Reviews is committed to maintaining the highest standards of privacy protection. Our platform is designed with privacy-by-design principles, ensuring that:

Your Medicare benefits are never accessed, modified, or stored
Personal health information is not collected or transmitted
Zero-knowledge proofs verify eligibility without revealing sensitive data
All interactions comply with HIPAA privacy and security rules
Regular security audits and compliance reviews are conducted

Contact Information

If you have questions about this privacy notice or wish to exercise your rights under HIPAA, please contact us:

Centuries Mutual
Privacy Officer
Email: privacy@centuriesmutual.com
Phone: (800) 555-0100

You may also file a complaint with the U.S. Department of Health and Human Services Office for Civil Rights if you believe your privacy rights have been violated.

Last Updated: January 2025

HIPAA Privacy Notice